What We Do
We work hard at helping people reach their financial goals and
dreams. Whether it is to become qualified to purchase a home,
send a child to college, buy their dream car, or travel the
world. We take people by the hand and teach them how they can
master the rules of the money game! We do NOT sell books, dvd’s,
or cd’s! Instead, we apply Coaching and Real-life insight
to truly help people. We offer our clients the help, knowledge,
and encouragement needed to pull themselves out of the pitfall
of financial debt. We show them how accelerating the pay off
of debt could save hundreds of thousands of dollars in interest.
We help people apply financial strategies to:
- Get Out of Debt
- Accelerate Their Mortgage
- Build Equity
- Generate Wealth
- Retire Financially Secure
We Educate Families About
The 30 year Mortgage Rip Off!
A homeowner with a $150,000 mortgage
will pay $111,314.77 more in interest
on a 30 year mortgage than they would
on a 15 year mortgage
What a RIP OFF! The difference between the two is a matter of about $354 per month. Think you can't afford the payments on a 15 year note? Think again.
Dano's Debtbusters representatives work with homeowners to find extra cash flow so they can afford the 15 year payment and save those thousands for retirement, recreation or whatever. Most mortgage companies will refinance a mortgage without regard for the homeowner's best interest. We can help there too. At Dano's Debtbusters, we seek to achieve the best scenario for you so you can then get the best possible deal on your life’s largest purchase.
You see, it is all about financial freedom. The average American consumer is in the choke hold of debt and often cannot see a way out. We are here to give that person hope.
| $150,000 @ 6.75% | ||
| Loan A | Loan B | |
| TERM | 15 | 30 |
| MONTHLY PAYMENT | $1,327.36 | $972.90 |
| TOTAL PAYMENT | $238,925.99 | $350,240.76 |
| TOTAL INTEREST | $88,925.99 | $200,240.76 |
| WE SAVE YOU | $111,314.77 | $0.00 |
| TOTAL SAVINGS | $325,723.00* | $0.00 |
| *$1,327.36 A MONTH @ 4% COMPOUNDED ANNUALLY | ||
| DO YOU WANT TO RETIRE BROKE? | NO | YES |
WHY DON’T PEOPLE DO IT?
THEY DO NOT HAVE THE $354.46 EXTRA PER MONTH.
THE SOLUTION:
THERE ARE ONLY TWO WAYS TO GET MORE CASH FLOW
1. THE BEST WAY IS TO MAKE MORE MONEY.
2. REPOSITION ASSETS THAT YOU ALREADY HAVE.
1. YOU CAN MAKE MORE MONEY BY TEACHING THIS TRUTH TO FAMILIES.
2. YOU CAN REPOSITION ASSETS USING THE DANO’S DEBTBUSTERS SYSTEM, SO THAT YOU CAN GET INTO A POSITION TO SWITCH TO A 15 YEAR TERM.
Budget or Spending Plan
Not a Financial Diet, Not A Wish List.- Starting with a 90 Day Accounting of Actual Spending.
Income Protection
- Life & Health
- Short & Long Term Disability
- Unemployment
- Long Term Care
- Legal Protection
Emergency Fund
Initial Goal - $1000- 3-6 Months Income for W-2
- 6-12 Months Income for 1099
- Not To Be Used to pay off Old Debt (Protects Against Need For New Debt)
- Leverage Assets To Control Cost Of Borrowing
Debt Elimination
- Establish a "Debt Acceleration Plan"
- Acceleration Saves You Thousands, if not 10’s Of Thousands of Dollars.
- We Believe In Leveraging the Power Of your Home’s Equity!
- "Banks Love Security" - Convert High Interest Debt to Low Interest Debt, Then Accelerate and Save Thousands!
- NO Debt Is Unsecured
- Freed Up Cash Provides Money To Accelerate Payoff & Decrease Interest.
- Home Mortgage Interest May Be Tax Deductible.
Savings and Investing